Heartfile Health Financing: Striving to achieve health equity in
Sania Nishtar, Faraz Khalid, Anis Kazi, Naheed Batool, Andleeb Ikram, Ihtiram ul Haque Khattak, Qazi Asmat Isa, Hamid Jaffar
Background paper: WHO - World Conference on Social Determinants of Health, 19-21 October 2011,
Available online PDF [18p.] at: http://bit.ly/rs9lHI
“……More than 73% of
Social protection is a government priority but existing mechanisms have limitations. The state’s health related social protection system in place centers on Zakat and Bait-ul-Mal. These have narrow coverage and are plagued by a number of challenges. An NGO think-tank has created a mechanism to fill this gap through its recently established program, Heartfile Health Financing.
This is a health-equity fund based demand side system, which enables registered doctors/hospitals to seek financial help for patients who run the risk of spending catastrophically on healthcare in an expedient and transparent manner.
The system comprises three components—a technology platform, a system of validating poverty and prioritizing patients, and a health equity fund.
The objective at inception was two fold: one, to develop a system, which at the humanitarian level could protect people against medical impoverishment and meet an urgent need amongst the poor. Secondly, at the development level, to develop a health relevant social protection system which suited the specific needs of
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